Age limit or age restriction is a crucial clause to each type of travel insurance policy. Most travel insurance policies have some sort of age restriction when it comes to medical cover. Say you are over 65, chances are you will not be covered medically because you will be over the age limit. Companies like InsureForAll, are specifically made to offer senior travel insurance or have a special medical conditions. Although i am not endorsing them, their policies do provide a guideline to what you should be looking for if you are 40+.
This is probably the main tactic people fall in to when taking out travel insurance. Most travel insurance takers tend to believe that all insurance policies are the same in terms of the basic cover provided. However this may not be the case as the basic cover varies once the overall policy mark drops below a certain point. These types of policies are often referred to as ‘cheap travel insurance policies’, these types of policies will either have ridiculously low limits for things like the allowance on baggage cover, money reimbursement, flight delay cover, or there may be no cover for any of these areas.
So if you are travelling with goods that are expensive, it could be electronics, jewellery, or even equipment for the holiday. Make sure you have the right type of coverage. Otherwise you might be in for a nasty surprise when you receive a decision on your claim, and why would you want a policy that doesn’t cover your basic needs? Just seems like a waste of money to me otherwise.
Hello Traveller,
Well this is the bit where I talk about myself for a little while. well no time like the present, my name is Laura and I was working in the travel industry until 3 weeks ago. I use to work for a travel insurance firm, for the purposes of not being damaging I shall not name the firm. The purpose behind setting up this blog is to educate travellers. Why? you may as, well working in the insurance industry I have come across so many cases where individuals claims get rejected based on procedures and technicalities. So that’s why I am going to show you what you need to look out for and which pitfalls to avoid.
